CADÊ BRAZIL

Portal da Comunidade Brasileira - desde 2014

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South Bay LA CADÊ BRAZIL

South Bay LA

Cadê News · The Cadê Brazil newspaper and the California regions — each region with its own local paper.

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Buying & Financing

Episode 11 · Part 2 of 8

A Buyer's Market in California? What Else You Can Negotiate Beyond Price: Closing-Cost Credits and Buying Down Points

A well-priced house still sells in two weeks, but condos and apartments take longer — and that's where buyers gain leverage. Besides a price discount, you can ask the seller to cover part of your closing costs or buy down your rate. How it works, what's allowed, and why it's usually one or the other.

Sep 17, 2026 4 min Read article →
Episode 11 · Part 5 of 8

No Green Card or Living in Brazil: Financing Paths to Buy a House in California with an ITIN, as a Foreign National, or Through Rental Income

People living in the United States without permanent immigration status who pay taxes with an ITIN have access to specific loan programs. People living in Brazil can use foreign national loans, with down payments starting around 35% and Brazilian income. And there's financing that qualifies based on the property's rental income. What each one requires — and what financing can't fix.

Sep 17, 2026 4 min Read article →
Episode 9 · Part 6 of 6

Buying a house with an ADU in mind: the feasibility study before the offer and what to do about unpermitted work

Finding out after the purchase that the lot can't take the unit — or that half the house was never permitted — is an expensive mistake. What to evaluate before you make an offer, why the conversation with the builder should come before the architect, and how a 2025 law opened a path to legalizing old ADUs.

Sep 17, 2026 5 min Read article →

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